How Do ShopPay Installments Work?Updated 2 years ago
Buy now & pay later with Shop Pay Installments.
Split your purchase into 4 equal biweekly payments, with 0% interest and no fees.
How to:
- Add item(s) to cart
- Checkout with Shop Pay
- Choose to pay in 4 installments
Eligibility Requirements:
- Order total between $50-$3,000 USD
- Shipping address must be located in the United States
When are the payments due?
Your first payment is due at the time of purchase, or two weeks after your purchase. Payments are due every two weeks.
Does using Shop Pay Installments impact my credit score?
No.
Are there late fees?
No.
How can I manage my Shop Pay account or change the payment method?
You can manage all of these settings through the Shop portal here.
Can I return a purchase I made through Shop Pay Installments?
Yes. If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.
If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both. If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.
Please note, you will continue to be charged for installments until the items are processed and refunded by our returns department.
For additional information on Shop Pay Installments visit: shop.affirm.com/help